Yet, at the same time, I couldn't let another week go by without commenting on the year end holidays of Christmas and Japanese New Year's - a bank buster if I ever saw one. What with presents, cards, shipping expenses, holiday meals, decorations, parties, and events, it can be an expensive time of year. Especially now that there are only a few weeks left!
So, below please enjoy my Top Three Frugal Holiday Tips - guaranteed to save you a few minutes (or yen) this season...